{
  "vin": "1C6SRFUP4TN407987",
  "title": "2026 RAM 1500 RHO",
  "year": 2026,
  "make": "RAM",
  "model": "1500",
  "trim": "RHO",
  "decoded_trim": "RHO",
  "condition": "new",
  "price": 82137.0,
  "msrp": 91655.0,
  "sale_price": 82137.0,
  "currency": "USD",
  "mileage": 22,
  "exterior_color": "Blue Metallic",
  "interior_color": "Black",
  "drivetrain": "4WD",
  "body_style": "Truck",
  "vehicle_type": "car",
  "fuel_type": "Gasoline",
  "doors": 4,
  "seating_capacity": null,
  "engine": "3.0L I6",
  "engine_displacement_l": 3.0,
  "engine_cylinders": 6,
  "transmission": "8-Speed Automatic",
  "mpg_city": 14,
  "mpg_hwy": 16,
  "range_miles": null,
  "battery_kwh": null,
  "stock_number": "J5983",
  "stock_status": "Available",
  "availability": "In Stock",
  "availability_schema": "https://schema.org/InStock",
  "in_transit": false,
  "availability_status": "advertised_unconfirmed",
  "dealer_fees": null,
  "photo_count": 24,
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  "vin_decode": {
    "make": "Ram",
    "model": "1500",
    "year": 2026,
    "trim": "RHO",
    "body_style": "Pickup",
    "vehicle_type": "TRUCK",
    "engine": "3L 6-Cylinder In-Line",
    "engine_displacement_l": 3.0,
    "cylinders": 6,
    "drive_type": "4WD",
    "fuel_type": "Gasoline",
    "doors": null
  },
  "offers": [],
  "price_history": [],
  "window_sticker": {
    "msrp": 91655.0,
    "monroney_url": "https://ai.castlecdjrnaperville.com/sticker/1C6SRFUP4TN407987.pdf",
    "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfup4tn407987/2026-ram-1500-truck",
    "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."
  },
  "dealer": {
    "name": "Castle CDJR of Naperville",
    "short_name": "Castle CDJR of Naperville",
    "city": "Naperville",
    "state": "IL",
    "address": "1565 W Ogden Ave",
    "zip": "60540",
    "phone": "(630) 864-6683",
    "website": "https://www.castlecdjrnaperville.com"
  },
  "source_vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfup4tn407987/2026-ram-1500-truck",
  "canonical_url": "https://ai.castlecdjrnaperville.com/vehicle/1C6SRFUP4TN407987.html",
  "json_url": "https://ai.castlecdjrnaperville.com/v/1C6SRFUP4TN407987.json",
  "markdown_url": "https://ai.castlecdjrnaperville.com/v/1C6SRFUP4TN407987.md",
  "vdp_url": "https://www.castlecdjrnaperville.com/viewdetails/new/1c6srfup4tn407987/2026-ram-1500-truck",
  "generated_at": "2026-08-11T09:43:53Z",
  "price_excl_doc_fee": null,
  "price_includes_doc_fee": null,
  "doc_fee": null,
  "price_note": null,
  "savings": 9518.0,
  "price_check": {
    "ok": false,
    "issues": [
      "doc_fee_policy_unknown"
    ],
    "checks": 4,
    "rule": "verified_match",
    "stale": false
  },
  "price_stale": false,
  "price_advertisable": false,
  "price_disclosure": {
    "kind": "off_msrp",
    "template_id": "off_msrp.v1",
    "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.",
    "full": "Advertised: save $9,518. This offer applies to Stock #J5983, VIN 1C6SRFUP4TN407987. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $91,655. Advertised price: $82,137. Savings: $9,518, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.",
    "lines": [
      {
        "label": "Manufacturer's suggested retail price",
        "value": "$91,655"
      },
      {
        "label": "Advertised price",
        "value": "$82,137"
      },
      {
        "label": "Savings",
        "value": "$9,518, measured as the manufacturer's suggested retail price minus the advertised price"
      }
    ],
    "advertised": "save $9,518",
    "expires": null,
    "required_missing": [],
    "required_missing_keys": [],
    "unsubstantiated": [],
    "substantiated": true,
    "reason": null,
    "advertisable": true,
    "estimate_only": false,
    "disclosure_version": "1.0.0"
  },
  "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.",
  "disclosure_version": "1.0.0",
  "computed_offers": {
    "generated_at": "2026-08-11T09:43:53Z",
    "engine_version": "beacon-offer-engine/1.0",
    "template_set": "beacon-disclosure/1.0",
    "validator_version": "1.1.0",
    "basis": {
      "zip": "60540",
      "state": "IL",
      "doc_fee": null,
      "doc_fee_source": "unconfigured",
      "doc_fee_in_advertised_price": false,
      "selling_price": 82137.0,
      "price_reconciled": false,
      "price_stale": false,
      "price_age_hours": null,
      "price_max_age_hours": null,
      "price_confirm_note": null,
      "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."
    },
    "offers": [
      {
        "offer_id": "of_1C6SRFUP4TN407987_finance_84",
        "type": "finance_84",
        "label": "Finance",
        "headline": {
          "value": 1296,
          "unit": "per_month",
          "display": "$1,296/mo"
        },
        "provenance": "estimated",
        "advertisable": false,
        "not_advertisable_because": [
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          "provenance_estimated",
          "validator_not_advertisable"
        ],
        "estimate": true,
        "caveat": "Estimated payment on approved credit. Not an offer to lend.",
        "inputs": {
          "selling_price": 82137.0,
          "price_incl_doc": null,
          "doc_fee": null,
          "down_payment": 0.0,
          "term": 84,
          "apr": 6.49,
          "tax_rate": 0.0625,
          "zip": "60540",
          "program_code": null,
          "credit_tier": "Excellent"
        },
        "outputs": {
          "monthly_payment": 1295.5,
          "amount_financed": 87270.56,
          "sales_tax": 5133.56,
          "total_of_payments": 108821.68,
          "finance_charge": 21551.12,
          "per_1000_financed": 14.84,
          "due_at_signing": {
            "downPayment": 0,
            "title": 60,
            "registration": 100,
            "total": 160
          }
        },
        "disclosure": "Estimated finance payment for stock #J5983, VIN 1C6SRFUP4TN407987. $1,296 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $82,137, before any dealer documentation fee. Amount financed $87,271, including $5,134 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $108,822. Offer expires 2026-08-31. Estimated for ZIP 60540. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.",
        "substantiation_complete": true,
        "unsubstantiated_values": null,
        "validation": {
          "outcome": "flag",
          "severity": "medium",
          "safe_to_advertise": false,
          "failed_checks": [
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          ],
          "checks_run": 16,
          "validator_version": "1.1.0"
        },
        "expires_at": "2026-08-31",
        "engine_version": "beacon-offer-engine/1.0",
        "template_set": "beacon-disclosure/1.0"
      },
      {
        "offer_id": "of_1C6SRFUP4TN407987_off_msrp",
        "type": "off_msrp",
        "label": "Savings off MSRP",
        "headline": {
          "value": 9518.0,
          "unit": "total",
          "display": "$9,518"
        },
        "provenance": "dealer_config",
        "advertisable": false,
        "not_advertisable_because": [
          "price_not_reconciled"
        ],
        "estimate": true,
        "caveat": "Savings measured against MSRP. Excludes tax, title and license.",
        "inputs": {
          "msrp": 91655.0,
          "selling_price": 82137.0,
          "doc_fee": null,
          "doc_fee_in_price": false
        },
        "outputs": {
          "savings_amount": 9518.0,
          "savings_pct": 10.4,
          "savings_basis": "msrp_minus_advertised_price"
        },
        "disclosure": "Savings of $9,518 on stock #J5983, VIN 1C6SRFUP4TN407987, measured as the $91,655 manufacturer's suggested retail price less the $82,137 advertised price. MSRP and advertised price both exclude tax, title, license, registration and any dealer documentation fee. One vehicle at this price. Price good through 2026-08-31 and subject to change. See dealer for complete details.",
        "substantiation_complete": true,
        "unsubstantiated_values": null,
        "validation": null,
        "expires_at": "2026-08-31",
        "engine_version": "beacon-offer-engine/1.0",
        "template_set": "beacon-disclosure/1.0"
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    ],
    "suppressed": [
      {
        "type": "finance",
        "term": 60,
        "failed_checks": [
          "doc_fee_missing",
          "program_expired"
        ],
        "severity": "high",
        "public_note": "No payment is shown for this vehicle because the quote did not pass our accuracy check. One of our sales representatives can quote it exactly."
      },
      {
        "type": "lease_zero_down",
        "failed_checks": [
          "money_factor_unit_error",
          "implied_apr_ceiling",
          "doc_fee_missing",
          "program_expired",
          "region_unverified"
        ],
        "severity": "critical",
        "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."
      }
    ],
    "counts": {
      "offers": 2,
      "suppressed": 2,
      "advertisable": 0
    },
    "engine_calls": 18,
    "elapsed_ms": 438
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}